FAQ
Am I Ready to Be a Homeowner?
You’re ready to be a homeowner if you have stable finances, a steady income, and are prepared for long-term responsibilities.
Is Renting or Buying Better?
Buying is better as it builds equity, provides long-term stability, and is a valuable investment for the future.
What Is the Lender’s Formula?
The lender’s formula assesses your loan eligibility based on income, credit score, debt-to-income ratio, and financial stability.
What Do I Look for in Homes?
Look for location, budget, size, amenities, future value, and overall condition when choosing a home.
Do I Need a Home Warranty?
A home warranty is optional but helps cover repair costs for appliances and systems, providing peace of mind.
What Should I Expect at Closing?
At closing, expect to review and sign documents, pay closing costs, and receive the keys to your new home.
What Is Pre-approval?
Pre-approval is a lender’s confirmation of your loan eligibility based on financial evaluation, giving you a clear home-buying budget.
Am I Ready to Rent?
Renting is good for short-term needs, offering flexibility, convenience, and a practical option for businesses.
How can I get a loan?
We handle the entire loan process for you, ensuring a smooth and hassle-free experience. You don’t need to worry—we take care of everything from documentation to approval.
Can I Ask You for Advice?
Yes, we will be your well-wisher and guide, providing answers and support for all your questions.